The TIB Advantage

Keeping you up-to-date on all things Insurance and Risk Management.

Latest Posts

Image showing a high tech computer with virtual screen

What Is WICA & Why Should You Care?

4th October 2018

Tan Insurance Brokers

3A/5A Aliwal Street
Chenn Leonn Building
Singapore 199896
Office: (+65)67426766
Hotline: (+65)85331766
info@tib.com.sg

Insurance By Industry

Tan Insurance Brokers is a part of Steadfast Group, the largest insurance broker network in Australia and New Zealand.

img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important;}.ast-no-sidebar .entry-content .alignfull{margin-left:calc(-50vw + 50%);margin-right:calc(-50vw + 50%);max-width:100vw;width:100vw;}.ast-no-sidebar .entry-content .alignwide{margin-left:calc(-41vw + 50%);margin-right:calc(-41vw + 50%);max-width:unset;width:unset;}.ast-no-sidebar .entry-content .alignfull .alignfull,.ast-no-sidebar .entry-content .alignfull .alignwide,.ast-no-sidebar .entry-content .alignwide .alignfull,.ast-no-sidebar .entry-content .alignwide .alignwide,.ast-no-sidebar .entry-content .wp-block-column .alignfull,.ast-no-sidebar .entry-content .wp-block-column .alignwide{width:100%;margin-left:auto;margin-right:auto;}.wp-block-gallery,.blocks-gallery-grid{margin:0;}.wp-block-separator{max-width:100px;}.wp-block-separator.is-style-wide,.wp-block-separator.is-style-dots{max-width:none;}.entry-content .has-2-columns .wp-block-column:first-child{padding-right:10px;}.entry-content .has-2-columns .wp-block-column:last-child{padding-left:10px;}@media (max-width: 782px){.entry-content .wp-block-columns .wp-block-column{flex-basis:100%;}.entry-content .has-2-columns .wp-block-column:first-child{padding-right:0;}.entry-content .has-2-columns .wp-block-column:last-child{padding-left:0;}}body .entry-content .wp-block-latest-posts{margin-left:0;}body .entry-content .wp-block-latest-posts li{list-style:none;}.ast-no-sidebar .ast-container .entry-content .wp-block-latest-posts{margin-left:0;}.ast-header-break-point .entry-content .alignwide{margin-left:auto;margin-right:auto;}.entry-content .blocks-gallery-item img{margin-bottom:auto;}.wp-block-pullquote{border-top:4px solid #555d66;border-bottom:4px solid #555d66;color:#40464d;}:root{--ast-container-default-xlg-padding:6.67em;--ast-container-default-lg-padding:5.67em;--ast-container-default-slg-padding:4.34em;--ast-container-default-md-padding:3.34em;--ast-container-default-sm-padding:6.67em;--ast-container-default-xs-padding:2.4em;--ast-container-default-xxs-padding:1.4em;}html{font-size:112.5%;}a,.page-title{color:#1a1a1a;}a:hover,a:focus{color:#797979;}body,button,input,select,textarea,.ast-button,.ast-custom-button{font-family:"Mukta Vaani",sans-serif;font-weight:200;font-size:18px;font-size:1rem;line-height:1.5;}blockquote{color:#000;}p,.entry-content p{margin-bottom:1em;}.site-title{font-size:35px;font-size:1.9444444444444rem;display:none;}header .custom-logo-link img{max-width:250px;}.astra-logo-svg{width:250px;}.ast-archive-description .ast-archive-title{font-size:40px;font-size:2.2222222222222rem;}.site-header .site-description{font-size:15px;font-size:.83333333333333rem;display:none;}.entry-title{font-size:30px;font-size:1.6666666666667rem;}h1,.entry-content h1,.entry-content h1 a{font-size:48px;font-size:2.6666666666667rem;}h2,.entry-content h2,.entry-content h2 a{font-size:42px;font-size:2.3333333333333rem;}h3,.entry-content h3,.entry-content h3 a{font-size:24px;font-size:1.3333333333333rem;}h4,.entry-content h4,.entry-content h4 a{font-size:15px;font-size:.83333333333333rem;}h5,.entry-content h5,.entry-content h5 a{font-size:18px;font-size:1rem;}h6,.entry-content h6,.entry-content h6 a{font-size:15px;font-size:.83333333333333rem;}.ast-single-post .entry-title,.page-title{font-size:30px;font-size:1.6666666666667rem;}::selection{background-color:#efece1;color:#000;}body,h1,.entry-title a,.entry-content h1,.entry-content h1 a,h2,.entry-content h2,.entry-content h2 a,h3,.entry-content h3,.entry-content h3 a,h4,.entry-content h4,.entry-content h4 a,h5,.entry-content h5,.entry-content h5 a,h6,.entry-content h6,.entry-content h6 a{color:#1a1a1a;}.tagcloud a:hover,.tagcloud a:focus,.tagcloud a.current-item{color:#fff;border-color:#1a1a1a;background-color:#1a1a1a;}input:focus,input[type="text"]:focus,input[type="email"]:focus,input[type="url"]:focus,input[type="password"]:focus,input[type="reset"]:focus,input[type="search"]:focus,textarea:focus{border-color:#1a1a1a;}input[type="radio"]:checked,input[type=reset],input[type="checkbox"]:checked,input[type="checkbox"]:hover:checked,input[type="checkbox"]:focus:checked,input[type=range]::-webkit-slider-thumb{border-color:#1a1a1a;background-color:#1a1a1a;box-shadow:none;}.site-footer a:hover + .post-count,.site-footer a:focus + .post-count{background:#1a1a1a;border-color:#1a1a1a;}.single .nav-links .nav-previous,.single .nav-links .nav-next{color:#1a1a1a;}.entry-meta,.entry-meta *{line-height:1.45;color:#1a1a1a;}.entry-meta a:hover,.entry-meta a:hover *,.entry-meta a:focus,.entry-meta a:focus *,.page-links > .page-link,.page-links .page-link:hover,.post-navigation a:hover{color:#797979;}#cat option,.secondary .calendar_wrap thead a,.secondary .calendar_wrap thead a:visited{color:#1a1a1a;}.secondary .calendar_wrap #today,.ast-progress-val span{background:#1a1a1a;}.secondary a:hover + .post-count,.secondary a:focus + .post-count{background:#1a1a1a;border-color:#1a1a1a;}.calendar_wrap #today > a{color:#fff;}.page-links .page-link,.single .post-navigation a{color:#1a1a1a;}.widget-title{font-size:25px;font-size:1.3888888888889rem;color:#1a1a1a;}.main-header-menu .menu-link,.ast-header-custom-item a{color:#1a1a1a;}.main-header-menu .menu-item:hover > .menu-link,.main-header-menu .menu-item:hover > .ast-menu-toggle,.main-header-menu .ast-masthead-custom-menu-items a:hover,.main-header-menu .menu-item.focus > .menu-link,.main-header-menu .menu-item.focus > .ast-menu-toggle,.main-header-menu .current-menu-item > .menu-link,.main-header-menu .current-menu-ancestor > .menu-link,.main-header-menu .current-menu-item > .ast-menu-toggle,.main-header-menu .current-menu-ancestor > .ast-menu-toggle{color:#1a1a1a;}.header-main-layout-3 .ast-main-header-bar-alignment{margin-right:auto;}.header-main-layout-2 .site-header-section-left .ast-site-identity{text-align:left;}.site-logo-img img{transition:all .2s linear;}.ast-header-break-point .ast-mobile-menu-buttons-minimal.menu-toggle{background:transparent;color:#efece1;}.ast-header-break-point .ast-mobile-menu-buttons-outline.menu-toggle{background:transparent;border:1px solid #efece1;color:#efece1;}.ast-header-break-point .ast-mobile-menu-buttons-fill.menu-toggle{background:#efece1;}.ast-page-builder-template .hentry{margin:0;}.ast-page-builder-template .site-content > .ast-container{max-width:100%;padding:0;}.ast-page-builder-template .site-content #primary{padding:0;margin:0;}.ast-page-builder-template .no-results{text-align:center;margin:4em auto;}.ast-page-builder-template .ast-pagination{padding:2em;}.ast-page-builder-template .entry-header.ast-no-title.ast-no-thumbnail{margin-top:0;}.ast-page-builder-template .entry-header.ast-header-without-markup{margin-top:0;margin-bottom:0;}.ast-page-builder-template .entry-header.ast-no-title.ast-no-meta{margin-bottom:0;}.ast-page-builder-template.single .post-navigation{padding-bottom:2em;}.ast-page-builder-template.single-post .site-content > .ast-container{max-width:100%;}.ast-page-builder-template .entry-header{margin-top:4em;margin-left:auto;margin-right:auto;padding-left:20px;padding-right:20px;}.single.ast-page-builder-template .entry-header{padding-left:20px;padding-right:20px;}.ast-page-builder-template .ast-archive-description{margin:4em auto 0;padding-left:20px;padding-right:20px;}.ast-page-builder-template.ast-no-sidebar .entry-content .alignwide{margin-left:0;margin-right:0;}.footer-adv .footer-adv-overlay{border-top-style:solid;border-top-color:#7a7a7a;}.wp-block-buttons.aligncenter{justify-content:center;}@media (max-width:782px){.entry-content .wp-block-columns .wp-block-column{margin-left:0px;}}.wp-block-image.aligncenter{margin-left:auto;margin-right:auto;}.wp-block-table.aligncenter{margin-left:auto;margin-right:auto;}@media (max-width:768px){.ast-separate-container #primary,.ast-separate-container #secondary{padding:1.5em 0;}#primary,#secondary{padding:1.5em 0;margin:0;}.ast-left-sidebar #content > .ast-container{display:flex;flex-direction:column-reverse;width:100%;}.ast-separate-container .ast-article-post,.ast-separate-container .ast-article-single{padding:1.5em 2.14em;}.ast-author-box img.avatar{margin:20px 0 0 0;}}@media (min-width:769px){.ast-separate-container.ast-right-sidebar #primary,.ast-separate-container.ast-left-sidebar #primary{border:0;}.search-no-results.ast-separate-container #primary{margin-bottom:4em;}}.menu-toggle,button,.ast-button,.ast-custom-button,.button,input#submit,input[type="button"],input[type="submit"],input[type="reset"]{color:#000;border-color:#efece1;background-color:#efece1;border-radius:2px;padding-top:10px;padding-right:40px;padding-bottom:10px;padding-left:40px;font-family:inherit;font-weight:inherit;}button:focus,.menu-toggle:hover,button:hover,.ast-button:hover,.ast-custom-button:hover .button:hover,.ast-custom-button:hover,input[type=reset]:hover,input[type=reset]:focus,input#submit:hover,input#submit:focus,input[type="button"]:hover,input[type="button"]:focus,input[type="submit"]:hover,input[type="submit"]:focus{color:#fff;background-color:#797979;border-color:#797979;}@media (min-width:544px){.ast-container{max-width:100%;}}@media (max-width:544px){.ast-separate-container .ast-article-post,.ast-separate-container .ast-article-single,.ast-separate-container .comments-title,.ast-separate-container .ast-archive-description{padding:1.5em 1em;}.ast-separate-container #content .ast-container{padding-left:.54em;padding-right:.54em;}.ast-separate-container .ast-comment-list li.depth-1{padding:1.5em 1em;margin-bottom:1.5em;}.ast-separate-container .ast-comment-list .bypostauthor{padding:.5em;}.ast-search-menu-icon.ast-dropdown-active .search-field{width:170px;}.site-branding img,.site-header .site-logo-img .custom-logo-link img{max-width:100%;}}@media (max-width:768px){.ast-mobile-header-stack .main-header-bar .ast-search-menu-icon{display:inline-block;}.ast-header-break-point.ast-header-custom-item-outside .ast-mobile-header-stack .main-header-bar .ast-search-icon{margin:0;}.ast-comment-avatar-wrap img{max-width:2.5em;}.ast-separate-container .ast-comment-list li.depth-1{padding:1.5em 2.14em;}.ast-separate-container .comment-respond{padding:2em 2.14em;}.ast-comment-meta{padding:0 1.8888em 1.3333em;}}@media (min-width:769px){.ast-small-footer .ast-container{max-width:100%;padding-left:35px;padding-right:35px;}}.ast-no-sidebar.ast-separate-container .entry-content .alignfull{margin-left:-6.67em;margin-right:-6.67em;width:auto;}@media (max-width: 1200px){.ast-no-sidebar.ast-separate-container .entry-content .alignfull{margin-left:-2.4em;margin-right:-2.4em;}}@media (max-width: 768px){.ast-no-sidebar.ast-separate-container .entry-content .alignfull{margin-left:-2.14em;margin-right:-2.14em;}}@media (max-width: 544px){.ast-no-sidebar.ast-separate-container .entry-content .alignfull{margin-left:-1em;margin-right:-1em;}}.ast-no-sidebar.ast-separate-container .entry-content .alignwide{margin-left:-20px;margin-right:-20px;}.ast-no-sidebar.ast-separate-container .entry-content .wp-block-column .alignfull,.ast-no-sidebar.ast-separate-container .entry-content .wp-block-column .alignwide{margin-left:auto;margin-right:auto;width:100%;}@media (max-width:768px){.site-title{display:none;}.ast-archive-description .ast-archive-title{font-size:40px;}.site-header .site-description{display:none;}.entry-title{font-size:30px;}h1,.entry-content h1,.entry-content h1 a{font-size:30px;}h2,.entry-content h2,.entry-content h2 a{font-size:25px;}h3,.entry-content h3,.entry-content h3 a{font-size:20px;}.ast-single-post .entry-title,.page-title{font-size:30px;}}@media (max-width:544px){.site-title{display:none;}.ast-archive-description .ast-archive-title{font-size:40px;}.site-header .site-description{display:none;}.entry-title{font-size:30px;}h1,.entry-content h1,.entry-content h1 a{font-size:30px;}h2,.entry-content h2,.entry-content h2 a{font-size:25px;}h3,.entry-content h3,.entry-content h3 a{font-size:20px;}.ast-single-post .entry-title,.page-title{font-size:30px;}}@media (max-width:768px){html{font-size:102.6%;}}@media (max-width:544px){html{font-size:102.6%;}}@media (min-width:769px){.ast-container{max-width:1240px;}}@media (max-width:921px){.main-header-bar .main-header-bar-navigation{display:none;}}.ast-desktop .main-header-menu.submenu-with-border .sub-menu,.ast-desktop .main-header-menu.submenu-with-border .astra-full-megamenu-wrapper{border-color:#eaeaea;}.ast-desktop .main-header-menu.submenu-with-border .sub-menu{border-top-width:1px;border-right-width:1px;border-left-width:1px;border-bottom-width:1px;border-style:solid;}.ast-desktop .main-header-menu.submenu-with-border .sub-menu .sub-menu{top:-1px;}.ast-desktop .main-header-menu.submenu-with-border .sub-menu .menu-link,.ast-desktop .main-header-menu.submenu-with-border .children .menu-link{border-bottom-width:1px;border-style:solid;border-color:#eaeaea;}@media (min-width:769px){.main-header-menu .sub-menu .menu-item.ast-left-align-sub-menu:hover > .sub-menu,.main-header-menu .sub-menu .menu-item.ast-left-align-sub-menu.focus > .sub-menu{margin-left:-2px;}}.ast-header-break-point.ast-header-custom-item-inside .main-header-bar .main-header-bar-navigation .ast-search-icon{display:none;}.ast-header-break-point.ast-header-custom-item-inside .main-header-bar .ast-search-menu-icon .search-form{padding:0;display:block;overflow:hidden;}.ast-header-break-point .ast-header-custom-item .widget:last-child{margin-bottom:1em;}.ast-header-custom-item .widget{margin:.5em;display:inline-block;vertical-align:middle;}.ast-header-custom-item .widget p{margin-bottom:0;}.ast-header-custom-item .widget li{width:auto;}.ast-header-custom-item-inside .button-custom-menu-item .menu-link{display:none;}.ast-header-custom-item-inside.ast-header-break-point .button-custom-menu-item .ast-custom-button-link{display:none;}.ast-header-custom-item-inside.ast-header-break-point .button-custom-menu-item .menu-link{display:block;}.ast-header-break-point.ast-header-custom-item-outside .main-header-bar .ast-search-icon{margin-right:1em;}.ast-header-break-point.ast-header-custom-item-inside .main-header-bar .ast-search-menu-icon .search-field,.ast-header-break-point.ast-header-custom-item-inside .main-header-bar .ast-search-menu-icon.ast-inline-search .search-field{width:100%;padding-right:5.5em;}.ast-header-break-point.ast-header-custom-item-inside .main-header-bar .ast-search-menu-icon .search-submit{display:block;position:absolute;height:100%;top:0;right:0;padding:0 1em;border-radius:0;}.ast-header-break-point .ast-header-custom-item .ast-masthead-custom-menu-items{padding-left:20px;padding-right:20px;margin-bottom:1em;margin-top:1em;}.ast-header-custom-item-inside.ast-header-break-point .button-custom-menu-item{padding-left:0;padding-right:0;margin-top:0;margin-bottom:0;}.astra-icon-down_arrow::after{content:"";font-family:Astra;}.astra-icon-close::after{content:"";font-family:Astra;}.astra-icon-drag_handle::after{content:"";font-family:Astra;}.astra-icon-format_align_justify::after{content:"";font-family:Astra;}.astra-icon-menu::after{content:"";font-family:Astra;}.astra-icon-reorder::after{content:"";font-family:Astra;}.astra-icon-search::after{content:"";font-family:Astra;}.astra-icon-zoom_in::after{content:"";font-family:Astra;}.astra-icon-check-circle::after{content:"";font-family:Astra;}.astra-icon-shopping-cart::after{content:"";font-family:Astra;}.astra-icon-shopping-bag::after{content:"";font-family:Astra;}.astra-icon-shopping-basket::after{content:"";font-family:Astra;}.astra-icon-circle-o::after{content:"";font-family:Astra;}.astra-icon-certificate::after{content:"";font-family:Astra;}blockquote{padding:1.2em;}:root .has-ast-global-color-0-color{color:var(--ast-global-color-0);}:root .has-ast-global-color-0-background-color{background-color:var(--ast-global-color-0);}:root .wp-block-button .has-ast-global-color-0-color{color:var(--ast-global-color-0);}:root .wp-block-button .has-ast-global-color-0-background-color{background-color:var(--ast-global-color-0);}:root .has-ast-global-color-1-color{color:var(--ast-global-color-1);}:root .has-ast-global-color-1-background-color{background-color:var(--ast-global-color-1);}:root .wp-block-button .has-ast-global-color-1-color{color:var(--ast-global-color-1);}:root .wp-block-button .has-ast-global-color-1-background-color{background-color:var(--ast-global-color-1);}:root .has-ast-global-color-2-color{color:var(--ast-global-color-2);}:root .has-ast-global-color-2-background-color{background-color:var(--ast-global-color-2);}:root .wp-block-button .has-ast-global-color-2-color{color:var(--ast-global-color-2);}:root .wp-block-button .has-ast-global-color-2-background-color{background-color:var(--ast-global-color-2);}:root .has-ast-global-color-3-color{color:var(--ast-global-color-3);}:root .has-ast-global-color-3-background-color{background-color:var(--ast-global-color-3);}:root .wp-block-button .has-ast-global-color-3-color{color:var(--ast-global-color-3);}:root .wp-block-button .has-ast-global-color-3-background-color{background-color:var(--ast-global-color-3);}:root .has-ast-global-color-4-color{color:var(--ast-global-color-4);}:root .has-ast-global-color-4-background-color{background-color:var(--ast-global-color-4);}:root .wp-block-button .has-ast-global-color-4-color{color:var(--ast-global-color-4);}:root .wp-block-button .has-ast-global-color-4-background-color{background-color:var(--ast-global-color-4);}:root .has-ast-global-color-5-color{color:var(--ast-global-color-5);}:root .has-ast-global-color-5-background-color{background-color:var(--ast-global-color-5);}:root .wp-block-button .has-ast-global-color-5-color{color:var(--ast-global-color-5);}:root .wp-block-button .has-ast-global-color-5-background-color{background-color:var(--ast-global-color-5);}:root .has-ast-global-color-6-color{color:var(--ast-global-color-6);}:root .has-ast-global-color-6-background-color{background-color:var(--ast-global-color-6);}:root .wp-block-button .has-ast-global-color-6-color{color:var(--ast-global-color-6);}:root .wp-block-button .has-ast-global-color-6-background-color{background-color:var(--ast-global-color-6);}:root .has-ast-global-color-7-color{color:var(--ast-global-color-7);}:root .has-ast-global-color-7-background-color{background-color:var(--ast-global-color-7);}:root .wp-block-button .has-ast-global-color-7-color{color:var(--ast-global-color-7);}:root .wp-block-button .has-ast-global-color-7-background-color{background-color:var(--ast-global-color-7);}:root .has-ast-global-color-8-color{color:var(--ast-global-color-8);}:root .has-ast-global-color-8-background-color{background-color:var(--ast-global-color-8);}:root .wp-block-button .has-ast-global-color-8-color{color:var(--ast-global-color-8);}:root .wp-block-button .has-ast-global-color-8-background-color{background-color:var(--ast-global-color-8);}:root{--ast-global-color-0:#0170b9;--ast-global-color-1:#3a3a3a;--ast-global-color-2:#3a3a3a;--ast-global-color-3:#4b4f58;--ast-global-color-4:#f5f5f5;--ast-global-color-5:#fff;--ast-global-color-6:#e5e5e5;--ast-global-color-7:#424242;--ast-global-color-8:#000;}:root{--ast-border-color:#ddd;}#masthead .ast-container,.ast-header-breadcrumb .ast-container{max-width:100%;padding-left:35px;padding-right:35px;}@media (max-width:921px){#masthead .ast-container,.ast-header-breadcrumb .ast-container{padding-left:20px;padding-right:20px;}}.ast-header-break-point.ast-header-custom-item-inside .main-header-bar .main-header-bar-navigation .ast-search-icon{display:none;}.ast-header-break-point.ast-header-custom-item-inside .main-header-bar .ast-search-menu-icon .search-form{padding:0;display:block;overflow:hidden;}.ast-header-break-point .ast-header-custom-item .widget:last-child{margin-bottom:1em;}.ast-header-custom-item .widget{margin:.5em;display:inline-block;vertical-align:middle;}.ast-header-custom-item .widget p{margin-bottom:0;}.ast-header-custom-item .widget li{width:auto;}.ast-header-custom-item-inside .button-custom-menu-item .menu-link{display:none;}.ast-header-custom-item-inside.ast-header-break-point .button-custom-menu-item .ast-custom-button-link{display:none;}.ast-header-custom-item-inside.ast-header-break-point .button-custom-menu-item .menu-link{display:block;}.ast-header-break-point.ast-header-custom-item-outside .main-header-bar .ast-search-icon{margin-right:1em;}.ast-header-break-point.ast-header-custom-item-inside .main-header-bar .ast-search-menu-icon .search-field,.ast-header-break-point.ast-header-custom-item-inside .main-header-bar .ast-search-menu-icon.ast-inline-search .search-field{width:100%;padding-right:5.5em;}.ast-header-break-point.ast-header-custom-item-inside .main-header-bar .ast-search-menu-icon .search-submit{display:block;position:absolute;height:100%;top:0;right:0;padding:0 1em;border-radius:0;}.ast-header-break-point .ast-header-custom-item .ast-masthead-custom-menu-items{padding-left:20px;padding-right:20px;margin-bottom:1em;margin-top:1em;}.ast-header-custom-item-inside.ast-header-break-point .button-custom-menu-item{padding-left:0;padding-right:0;margin-top:0;margin-bottom:0;}.astra-icon-down_arrow::after{content:"";font-family:Astra;}.astra-icon-close::after{content:"";font-family:Astra;}.astra-icon-drag_handle::after{content:"";font-family:Astra;}.astra-icon-format_align_justify::after{content:"";font-family:Astra;}.astra-icon-menu::after{content:"";font-family:Astra;}.astra-icon-reorder::after{content:"";font-family:Astra;}.astra-icon-search::after{content:"";font-family:Astra;}.astra-icon-zoom_in::after{content:"";font-family:Astra;}.astra-icon-check-circle::after{content:"";font-family:Astra;}.astra-icon-shopping-cart::after{content:"";font-family:Astra;}.astra-icon-shopping-bag::after{content:"";font-family:Astra;}.astra-icon-shopping-basket::after{content:"";font-family:Astra;}.astra-icon-circle-o::after{content:"";font-family:Astra;}.astra-icon-certificate::after{content:"";font-family:Astra;}blockquote{padding:1.2em;}:root .has-ast-global-color-0-color{color:var(--ast-global-color-0);}:root .has-ast-global-color-0-background-color{background-color:var(--ast-global-color-0);}:root .wp-block-button .has-ast-global-color-0-color{color:var(--ast-global-color-0);}:root .wp-block-button .has-ast-global-color-0-background-color{background-color:var(--ast-global-color-0);}:root .has-ast-global-color-1-color{color:var(--ast-global-color-1);}:root .has-ast-global-color-1-background-color{background-color:var(--ast-global-color-1);}:root .wp-block-button .has-ast-global-color-1-color{color:var(--ast-global-color-1);}:root .wp-block-button .has-ast-global-color-1-background-color{background-color:var(--ast-global-color-1);}:root .has-ast-global-color-2-color{color:var(--ast-global-color-2);}:root .has-ast-global-color-2-background-color{background-color:var(--ast-global-color-2);}:root .wp-block-button .has-ast-global-color-2-color{color:var(--ast-global-color-2);}:root .wp-block-button .has-ast-global-color-2-background-color{background-color:var(--ast-global-color-2);}:root .has-ast-global-color-3-color{color:var(--ast-global-color-3);}:root .has-ast-global-color-3-background-color{background-color:var(--ast-global-color-3);}:root .wp-block-button .has-ast-global-color-3-color{color:var(--ast-global-color-3);}:root .wp-block-button .has-ast-global-color-3-background-color{background-color:var(--ast-global-color-3);}:root .has-ast-global-color-4-color{color:var(--ast-global-color-4);}:root .has-ast-global-color-4-background-color{background-color:var(--ast-global-color-4);}:root .wp-block-button .has-ast-global-color-4-color{color:var(--ast-global-color-4);}:root .wp-block-button .has-ast-global-color-4-background-color{background-color:var(--ast-global-color-4);}:root .has-ast-global-color-5-color{color:var(--ast-global-color-5);}:root .has-ast-global-color-5-background-color{background-color:var(--ast-global-color-5);}:root .wp-block-button .has-ast-global-color-5-color{color:var(--ast-global-color-5);}:root .wp-block-button .has-ast-global-color-5-background-color{background-color:var(--ast-global-color-5);}:root .has-ast-global-color-6-color{color:var(--ast-global-color-6);}:root .has-ast-global-color-6-background-color{background-color:var(--ast-global-color-6);}:root .wp-block-button .has-ast-global-color-6-color{color:var(--ast-global-color-6);}:root .wp-block-button .has-ast-global-color-6-background-color{background-color:var(--ast-global-color-6);}:root .has-ast-global-color-7-color{color:var(--ast-global-color-7);}:root .has-ast-global-color-7-background-color{background-color:var(--ast-global-color-7);}:root .wp-block-button .has-ast-global-color-7-color{color:var(--ast-global-color-7);}:root .wp-block-button .has-ast-global-color-7-background-color{background-color:var(--ast-global-color-7);}:root .has-ast-global-color-8-color{color:var(--ast-global-color-8);}:root .has-ast-global-color-8-background-color{background-color:var(--ast-global-color-8);}:root .wp-block-button .has-ast-global-color-8-color{color:var(--ast-global-color-8);}:root .wp-block-button .has-ast-global-color-8-background-color{background-color:var(--ast-global-color-8);}:root{--ast-global-color-0:#0170b9;--ast-global-color-1:#3a3a3a;--ast-global-color-2:#3a3a3a;--ast-global-color-3:#4b4f58;--ast-global-color-4:#f5f5f5;--ast-global-color-5:#fff;--ast-global-color-6:#e5e5e5;--ast-global-color-7:#424242;--ast-global-color-8:#000;}:root{--ast-border-color:#ddd;}#masthead .ast-container,.ast-header-breadcrumb .ast-container{max-width:100%;padding-left:35px;padding-right:35px;}@media (max-width:921px){#masthead .ast-container,.ast-header-breadcrumb .ast-container{padding-left:20px;padding-right:20px;}}.ast-breadcrumbs .trail-browse,.ast-breadcrumbs .trail-items,.ast-breadcrumbs .trail-items li{display:inline-block;margin:0;padding:0;border:none;background:inherit;text-indent:0;}.ast-breadcrumbs .trail-browse{font-size:inherit;font-style:inherit;font-weight:inherit;color:inherit;}.ast-breadcrumbs .trail-items{list-style:none;}.trail-items li::after{padding:0 .3em;content:"»";}.trail-items li:last-of-type::after{display:none;}h1,.entry-content h1,h2,.entry-content h2,h3,.entry-content h3,h4,.entry-content h4,h5,.entry-content h5,h6,.entry-content h6{color:var(--ast-global-color-2);}.elementor-widget-heading .elementor-heading-title{margin:0;}.elementor-post.elementor-grid-item.hentry{margin-bottom:0;}.woocommerce div.product .elementor-element.elementor-products-grid .related.products ul.products li.product,.elementor-element .elementor-wc-products .woocommerce[class*='columns-'] ul.products li.product{width:auto;margin:0;float:none;}.ast-left-sidebar .elementor-section.elementor-section-stretched,.ast-right-sidebar .elementor-section.elementor-section-stretched{max-width:100%;left:0 !important;}.elementor-template-full-width .ast-container{display:block;}@media (max-width:544px){.elementor-element .elementor-wc-products .woocommerce[class*="columns-"] ul.products li.product{width:auto;margin:0;}.elementor-element .woocommerce .woocommerce-result-count{float:none;}}.ast-header-break-point .main-header-bar{border-bottom-width:0;}@media (min-width:769px){.main-header-bar{border-bottom-width:0;}}.ast-flex{-webkit-align-content:center;-ms-flex-line-pack:center;align-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;}.main-header-bar{padding:1em 0;}.ast-site-identity{padding:0;}.header-main-layout-1 .ast-flex.main-header-container,.header-main-layout-3 .ast-flex.main-header-container{-webkit-align-content:center;-ms-flex-line-pack:center;align-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;}.header-main-layout-1 .ast-flex.main-header-container,.header-main-layout-3 .ast-flex.main-header-container{-webkit-align-content:center;-ms-flex-line-pack:center;align-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;}.main-header-menu .sub-menu .menu-item.menu-item-has-children > .menu-link:after{position:absolute;right:1em;top:50%;transform:translate(0,-50%) rotate(270deg);}.ast-header-break-point .main-header-bar .main-header-bar-navigation .page_item_has_children > .ast-menu-toggle::before,.ast-header-break-point .main-header-bar .main-header-bar-navigation .menu-item-has-children > .ast-menu-toggle::before,.ast-mobile-popup-drawer .main-header-bar-navigation .menu-item-has-children>.ast-menu-toggle::before,.ast-header-break-point .ast-mobile-header-wrap .main-header-bar-navigation .menu-item-has-children > .ast-menu-toggle::before{font-weight:bold;content:"";font-family:Astra;text-decoration:inherit;display:inline-block;}.ast-header-break-point .main-navigation ul.sub-menu .menu-item .menu-link:before{content:"";font-family:Astra;font-size:.65em;text-decoration:inherit;display:inline-block;transform:translate(0,-2px) rotateZ(270deg);margin-right:5px;}.widget_search .search-form:after{font-family:Astra;font-size:1.2em;font-weight:normal;content:"";position:absolute;top:50%;right:15px;transform:translate(0,-50%);}.astra-search-icon::before{content:"";font-family:Astra;font-style:normal;font-weight:normal;text-decoration:inherit;text-align:center;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;z-index:3;}.main-header-bar .main-header-bar-navigation .page_item_has_children > a:after,.main-header-bar .main-header-bar-navigation .menu-item-has-children > a:after,.site-header-focus-item .main-header-bar-navigation .menu-item-has-children > .menu-link:after{content:"";display:inline-block;font-family:Astra;font-size:.6rem;font-weight:bold;text-rendering:auto;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;margin-left:10px;line-height:normal;}.ast-mobile-popup-drawer .main-header-bar-navigation .ast-submenu-expanded>.ast-menu-toggle::before{transform:rotateX(180deg);}.ast-header-break-point .main-header-bar-navigation .menu-item-has-children > .menu-link:after{display:none;}.ast-separate-container .blog-layout-1,.ast-separate-container .blog-layout-2,.ast-separate-container .blog-layout-3{background-color:transparent;background-image:none;}.ast-separate-container .ast-article-post{background-color:var(--ast-global-color-5);}.ast-separate-container .blog-layout-1.nitro-lazy,.ast-separate-container .blog-layout-2.nitro-lazy,.ast-separate-container .blog-layout-3.nitro-lazy{background-image:none !important;}@media (max-width:768px){.ast-separate-container .ast-article-post{background-color:var(--ast-global-color-5);}}@media (max-width:544px){.ast-separate-container .ast-article-post{background-color:var(--ast-global-color-5);}}.ast-separate-container .ast-article-single:not(.ast-related-post),.ast-separate-container .comments-area .comment-respond,.ast-separate-container .comments-area .ast-comment-list li,.ast-separate-container .ast-woocommerce-container,.ast-separate-container .error-404,.ast-separate-container .no-results,.single.ast-separate-container .ast-author-meta,.ast-separate-container .related-posts-title-wrapper,.ast-separate-container.ast-two-container #secondary .widget,.ast-separate-container .comments-count-wrapper,.ast-box-layout.ast-plain-container .site-content,.ast-padded-layout.ast-plain-container .site-content,.ast-separate-container .comments-area .comments-title{background-color:var(--ast-global-color-5);}@media (max-width:768px){.ast-separate-container .ast-article-single:not(.ast-related-post),.ast-separate-container .comments-area .comment-respond,.ast-separate-container .comments-area .ast-comment-list li,.ast-separate-container .ast-woocommerce-container,.ast-separate-container .error-404,.ast-separate-container .no-results,.single.ast-separate-container .ast-author-meta,.ast-separate-container .related-posts-title-wrapper,.ast-separate-container.ast-two-container #secondary .widget,.ast-separate-container .comments-count-wrapper,.ast-box-layout.ast-plain-container .site-content,.ast-padded-layout.ast-plain-container .site-content,.ast-separate-container .comments-area .comments-title{background-color:var(--ast-global-color-5);}}@media (max-width:544px){.ast-separate-container .ast-article-single:not(.ast-related-post),.ast-separate-container .comments-area .comment-respond,.ast-separate-container .comments-area .ast-comment-list li,.ast-separate-container .ast-woocommerce-container,.ast-separate-container .error-404,.ast-separate-container .no-results,.single.ast-separate-container .ast-author-meta,.ast-separate-container .related-posts-title-wrapper,.ast-separate-container.ast-two-container #secondary .widget,.ast-separate-container .comments-count-wrapper,.ast-box-layout.ast-plain-container .site-content,.ast-padded-layout.ast-plain-container .site-content,.ast-separate-container .comments-area .comments-title{background-color:var(--ast-global-color-5);}}:root{--e-global-color-astglobalcolor0:#0170b9;--e-global-color-astglobalcolor1:#3a3a3a;--e-global-color-astglobalcolor2:#3a3a3a;--e-global-color-astglobalcolor3:#4b4f58;--e-global-color-astglobalcolor4:#f5f5f5;--e-global-color-astglobalcolor5:#fff;--e-global-color-astglobalcolor6:#e5e5e5;--e-global-color-astglobalcolor7:#424242;--e-global-color-astglobalcolor8:#000;}body{--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--color--ast-global-color-0:var(--ast-global-color-0);--wp--preset--color--ast-global-color-1:var(--ast-global-color-1);--wp--preset--color--ast-global-color-2:var(--ast-global-color-2);--wp--preset--color--ast-global-color-3:var(--ast-global-color-3);--wp--preset--color--ast-global-color-4:var(--ast-global-color-4);--wp--preset--color--ast-global-color-5:var(--ast-global-color-5);--wp--preset--color--ast-global-color-6:var(--ast-global-color-6);--wp--preset--color--ast-global-color-7:var(--ast-global-color-7);--wp--preset--color--ast-global-color-8:var(--ast-global-color-8);--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--duotone--dark-grayscale:url("#wp-duotone-dark-grayscale");--wp--preset--duotone--grayscale:url("#wp-duotone-grayscale");--wp--preset--duotone--purple-yellow:url("#wp-duotone-purple-yellow");--wp--preset--duotone--blue-red:url("#wp-duotone-blue-red");--wp--preset--duotone--midnight:url("#wp-duotone-midnight");--wp--preset--duotone--magenta-yellow:url("#wp-duotone-magenta-yellow");--wp--preset--duotone--purple-green:url("#wp-duotone-purple-green");--wp--preset--duotone--blue-orange:url("#wp-duotone-blue-orange");--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;}body{margin:0;--wp--style--global--content-size:var(--wp--custom--ast-content-width-size);--wp--style--global--wide-size:var(--wp--custom--ast-wide-width-size);}.wp-site-blocks > .alignleft{float:left;margin-right:2em;}.wp-site-blocks > .alignright{float:right;margin-left:2em;}.wp-site-blocks > .aligncenter{justify-content:center;margin-left:auto;margin-right:auto;}.wp-site-blocks > *{margin-block-start:0;margin-block-end:0;}.wp-site-blocks > * + *{margin-block-start:24px;}body{--wp--style--block-gap:24px;}body .is-layout-flow > *{margin-block-start:0;margin-block-end:0;}body .is-layout-flow > * + *{margin-block-start:24px;margin-block-end:0;}body .is-layout-constrained > *{margin-block-start:0;margin-block-end:0;}body .is-layout-constrained > * + *{margin-block-start:24px;margin-block-end:0;}body .is-layout-flex{gap:24px;}body .is-layout-flow > .alignleft{float:left;margin-inline-start:0;margin-inline-end:2em;}body .is-layout-flow > .alignright{float:right;margin-inline-start:2em;margin-inline-end:0;}body .is-layout-flow > .aligncenter{margin-left:auto !important;margin-right:auto !important;}body .is-layout-constrained > .alignleft{float:left;margin-inline-start:0;margin-inline-end:2em;}body .is-layout-constrained > .alignright{float:right;margin-inline-start:2em;margin-inline-end:0;}body .is-layout-constrained > .aligncenter{margin-left:auto !important;margin-right:auto !important;}body .is-layout-constrained > :where(:not(.alignleft):not(.alignright):not(.alignfull)){max-width:var(--wp--style--global--content-size);margin-left:auto !important;margin-right:auto !important;}body .is-layout-constrained > .alignwide{max-width:var(--wp--style--global--wide-size);}body .is-layout-flex{display:flex;}body .is-layout-flex{flex-wrap:wrap;align-items:center;}body .is-layout-flex > *{margin:0;}body{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}a:where(:not(.wp-element-button)){text-decoration:none;}.wp-element-button,.wp-block-button__link{background-color:#32373c;border-width:0;color:#fff;font-family:inherit;font-size:inherit;line-height:inherit;padding:calc(.667em + 2px) calc(1.333em + 2px);text-decoration:none;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-ast-global-color-0-color{color:var(--wp--preset--color--ast-global-color-0) !important;}.has-ast-global-color-1-color{color:var(--wp--preset--color--ast-global-color-1) !important;}.has-ast-global-color-2-color{color:var(--wp--preset--color--ast-global-color-2) !important;}.has-ast-global-color-3-color{color:var(--wp--preset--color--ast-global-color-3) !important;}.has-ast-global-color-4-color{color:var(--wp--preset--color--ast-global-color-4) !important;}.has-ast-global-color-5-color{color:var(--wp--preset--color--ast-global-color-5) !important;}.has-ast-global-color-6-color{color:var(--wp--preset--color--ast-global-color-6) !important;}.has-ast-global-color-7-color{color:var(--wp--preset--color--ast-global-color-7) !important;}.has-ast-global-color-8-color{color:var(--wp--preset--color--ast-global-color-8) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-ast-global-color-0-background-color{background-color:var(--wp--preset--color--ast-global-color-0) !important;}.has-ast-global-color-1-background-color{background-color:var(--wp--preset--color--ast-global-color-1) !important;}.has-ast-global-color-2-background-color{background-color:var(--wp--preset--color--ast-global-color-2) !important;}.has-ast-global-color-3-background-color{background-color:var(--wp--preset--color--ast-global-color-3) !important;}.has-ast-global-color-4-background-color{background-color:var(--wp--preset--color--ast-global-color-4) !important;}.has-ast-global-color-5-background-color{background-color:var(--wp--preset--color--ast-global-color-5) !important;}.has-ast-global-color-6-background-color{background-color:var(--wp--preset--color--ast-global-color-6) !important;}.has-ast-global-color-7-background-color{background-color:var(--wp--preset--color--ast-global-color-7) !important;}.has-ast-global-color-8-background-color{background-color:var(--wp--preset--color--ast-global-color-8) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-ast-global-color-0-border-color{border-color:var(--wp--preset--color--ast-global-color-0) !important;}.has-ast-global-color-1-border-color{border-color:var(--wp--preset--color--ast-global-color-1) !important;}.has-ast-global-color-2-border-color{border-color:var(--wp--preset--color--ast-global-color-2) !important;}.has-ast-global-color-3-border-color{border-color:var(--wp--preset--color--ast-global-color-3) !important;}.has-ast-global-color-4-border-color{border-color:var(--wp--preset--color--ast-global-color-4) !important;}.has-ast-global-color-5-border-color{border-color:var(--wp--preset--color--ast-global-color-5) !important;}.has-ast-global-color-6-border-color{border-color:var(--wp--preset--color--ast-global-color-6) !important;}.has-ast-global-color-7-border-color{border-color:var(--wp--preset--color--ast-global-color-7) !important;}.has-ast-global-color-8-border-color{border-color:var(--wp--preset--color--ast-global-color-8) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}.wp-block-navigation a:where(:not(.wp-element-button)){color:inherit;}.wp-block-pullquote{font-size:1.5em;line-height:1.6;}.recentcomments a{display:inline !important;padding:0 !important;margin:0 !important;}.main-header-bar{background-color:rgba(0,0,0,.7);padding:.5em;position:fixed;width:100%;}.page-id-483 .main-header-bar,.page-id-548 .main-header-bar,.page-id-550 .main-header-bar{background-color:rgba(0,0,0,.9);padding:.5em;position:fixed;width:100%;}@media only screen and (min-width: 1024px){.elementor-nav-menu{position:fixed;top:30;right:0;padding-top:15px;padding-right:30px;}.menu-button-highlight a{background:transparent;border-color:rgba(255,255,255,.6);border-style:solid;border-width:2px;border-radius:100px;padding:10px 20px;}.menu-button-highlight a:hover{background:rgba(255,255,255,.6);color:black !important;}}#expertise-1 h4 a{color:white;font-weight:500;}#expertise-1 h4 a:hover{color:#832b37;}#expertise-2 h4 a{color:white;font-weight:500;}#expertise-2 h4 a:hover{color:#832b37;}@media only screen and (max-width: 767px){.elementor-slick-slider .slick-slider .slick-next,.elementor-slick-slider .slick-slider .slick-prev{display:none !important;}}#wp-admin-bar-new-elementor_lead{display:none;}body.post-type-elementor_lead .wrap a.page-title-action{display:none;}

The TIB Advantage

Latest Posts

Cyber Risks & Cyber Attacks

Dealing With Insurance Claims

Drive Safe, Work Safe

What Is WICA & Why Should You Care?

Ready To Take The Next Step?

Tan Insurance Brokers

Insurance By Industry

6 Things You Must Do To Ensure Cyber Security