The TIB Advantage

What Is WICA & Why Should You Care?

4th October 2018
Man wearing hart hat at construction site

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Article by

Ooi Ee Win
Assistant Manager, Property & Casualty Department
Tan Insurance Brokers Pte Ltd

The Work Injury Compensation Act (also known as WICA) is a piece of legislation by the Ministry of Manpower that protects employees against injuries incurred or illnesses contracted during the course of work or work-related activities. It is common belief that only manual workers are covered under the act. In actual fact however, WICA covers ALL employees. Employers are liable to compensate ALL employees in the unfortunate case of work-related injuries or illnesses.

Is Your Business WICA Proof?

As business owners, the responsibilities under your care are countless. From stressing about how to drive topline sales, to keeping product lines and supply chains in tip top condition, the last thing you want is to have to worry about is work injury compensation.

In 2017 alone, there were 12,000 workplace injuries, 42 deaths and 574 major injuries reported locally. Top causes of fatality include falling from height, getting struck by moving objects, work related traffic and getting caught in between objects. While the highest incidences of workplace injuries do happen in the Manufacturing, Construction and Marine industries, other industries are sadly far from exempt.

Work Injury Compensation Insurance Protects Your Business

While ensuring the latest safety procedures are in place is of utmost importance, sometimes things still fall through the cracks. When that happens, you want to make sure you are sufficiently covered. Not only does work injury compensation insurance reduce the financial impact of accidents, it gives you peace of mind knowing that you are prepared for the unexpected. Most importantly, it provides your employees with the assurance that they are covered and that you have their wellbeing at heart.

Ready To Take The Next Step?

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Office: (+65)67426766

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